Get Know Financial Management with Ganggangpanjang Villagers


By : Khairillah Fathin

Exactly on 14th August 2022, I (Khairillah Fathin) and my Narotama KKN colleagues had the opportunity to share a little knowledge related to finance with the residents of GanggangPanjang village. Which amounts to approximately 30 people. Prior to the seminar or sharing related to financial management, the writer and presenter conducted a small research related to the level of knowledge possessed by the villagers regarding the management of funds related to investment and pension funds. The results obtained by 5 out of 10 residents still have low scores, ​​so further training is needed regarding financial management education.

The main reason we are interested in carrying out the activity is how so that the village does not lose its reflection in the context of participating in the nation. In addition, education related to financial development in rural communities is also inspired by South Korea, namely Saemaul Undong is a rural community development movement that brings spiritual enlightenment and better living conditions (income, infrastructure, living environment, and community). This movement is based on the spirit of self-help and cooperation with support from the Government.

With the financial knowledge-sharing movement, we can help one variable that supports the revival of the village economy, namely making rural communities able to manage income better. In a series of shared financial management materials held by the presenter as well as the author, he explained the importance of investing in rural communities. The explanation that was brought was made as simple as possible by presenting a prologue that became a solid foundation so that the village community would want to go directly into the world of investment. Inflation is a strong milestone so that people are willing to invest because by investing we can prevent the funds or assets owned from decreasing in value and can even double in value. The seminar also explained simple investment instruments ranging from gold, land/property, mutual funds, and stocks. It also explains in more detail the risks that will be faced if you want to invest in each instrument. In addition, the material that is no less important is related to the management of pension funds so that when they are old they can enjoy the funds they have without being confused about having to look for work again.

Our dream is quite simple, one day we are able to create villagers who are financially independent and more open about the investment world. Because, the way people can live more prosperously without having to spend more energy is investment. In this way, Indonesia futures will be able to create rural residents who have an income equal to the city and also have economic global insights. I believe with the village economy, the nation can stand proudly in front of the world.

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